Lisa McLellan, Child Care Expert
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I can’t give you personal advice on line, but I wouldn’t loan the U.S. government a dime.

Thanks,

Rod

Thank you for your kind words. Please forgive me for taking so long to get back to you and everyone else.

Things are moving forward again.

Thanks,

Rod

Thank you for your kind words. I frequently tell my clients that I’m not clairvoyant. No one is, but the human ego continues to drive each individual to believe that they’re smarter than everyone else combined. You live in Vegas. Do you believe the majority of the gamblers leave significantly ahead while the casinos frequently come out significantly behind?

Thanks,

Rod

Based on pragmatic research and the tools that are available, the appropriate portfolio balance is far more science and skill than art. It’s a matter of whether or not one chooses to believe the facts and analysis.

Thanks,

Rod

Thank you for your comments. Please accept my apology for being so long to get back with you.

Have a super day!

Thanks,

Rod

You bring up a good point, which is why I wouldn’t loan the U.S. government a dime.

Thanks,

Rod

Hang in and it will continue to soak in. All this DOES ultimately have an impact on your life style.

Thanks,

Rod

You bring up a good point and you’re RIGHT! It’s really not that complicated. One either has the money or he doesn’t. And in the case of DC and the Ivy League, they’ve lost all common sense.

Thanks,

Rod

Thank you for your comments. Bonds are something to dampen the volatility of the equity side of one’s portfolio. Although one can increase his bond return by extending the duration or by lowering the quality, research shows that the incremental return does not justify taking on the risk of either longer duration or lower quality. Hence, stay with the short duration bonds (or preferably, bond funds unless you have tens of millions of dollars to diversify the bond side of your portfolio) and high quality. The equity side of your portfolio is where you’ll make the money, if you stay long term and play it scientifically.

Thanks,

Rod